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Business owners BEWARE:

I called CreditCardProcessing.com (owned by iPayment, Inc) to apply for a merchant account. The sales rep Jackie Vickers (jackie@***.com) was very nice and helpful. But - I would soon find out that they are liars and this company is out to steal from honest merchants.

A few days after my account was set up and accepting payments, I got a letter from their Steven Graham (sgraham@***.com) in the "Risk Management" departing stating that my funds would be place on hold for 3 business days because they had to review my business. I sent them all the required documents and followed up on the forth business day. They told me that they were shutting down my account and holding the funds (over $7800) that my customers paid me - indefinitely. So basically, they are stealing my money because they feel like it.

I wish I had researched this company and read all of their negative reviews before I decided to do business with them. If you are reading this review, please do not sign up for an account with them. If you are processing any decent amount of transactions, they will hold your funds indefinitely and shut down your account.

Monetary Loss: $7869.

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